Here I am, right around the corner from 62. If I had planned better, I could be looking at retirement now. But I didn't. So, late in the game, I'm making my plans.
If I work until I'm 65 I qualify for medicare. That's important because medical insurance as an individual is expensive! And if I work for three more years the difference in the amount I'll get from my work retirement and social security is pretty significant. So here I am. Trying to get ready.
I thought, how can I have another source of income while I'm still healthy? That's when I came up with the idea to train others in the field I've been in for over 35 years. So that's what I've been doing.
In the state of Oregon, you need to be certified to offer training to child care professionals that qualifies as continuing education. And that requires some work. Last year I became a certified Community Trainer. I can make up certificates and people can get credit for CE hours, but only for the very basics. To become a certified Master Trainer, you must have at least 60 hours of training to apply. And I finally did it!
I've been developing workshops and doing training for free to get those hours. As of last night, I have almost 70 hours! It's pretty exciting to have achieved this.
And through it all, I discovered something I never thought I'd do and that I really love doing. Every group is different and every group teaches me something - either from what they share or from what I observe that can make me a better trainer.
I look forward to building my new business - Early Learning Tools NW - and doing something in my retirement that I really love! Check out the blog and tell me what you think! I'd love to hear your opinion.
Oh good for you! I would love to do a personal training certificate for Over 50s but it is quite expensive. Thanks for sharing your success with us at #BloggersPitStop.
ReplyDeleteFortunately the monetary cost of my endeavor is minimal - it just costs a lot of time! Hope you get the opportunity to pursue your certificate!
DeleteWay to go! I never considered retirement. Until now. I've 56 and my husband just turned 65. I do wish somebody had told me to plan. Thanks for linking up at OVER THE MOON Link party.
ReplyDelete:) gwingal
You've started thinking earlier than I did! Good for you. Now is the time to plan.
DeleteI am in mid 40s and was thinking about the same thing. I have less than 2o years to go til retirement and have worked mor than 29 years thanks for post
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Start planning now. It's still early enough for you that you can put yourself in a pretty comfortable position for retirement!
DeleteI think it's amazing that you're putting so much effort in your "new" career and I'm glad it's working out. Your experience certainly is a valuable tool. Thank you for sharing at The Really Crafty Link Party!
ReplyDeleteThanks Teresa - I put all those years in because it's a field that really matters to me. It feels great to be able to spread the enthusiasm!
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